The entire process– from presentation of premium projections …to policy issuance– was handled superbly, and you found me real savings.
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Life Insurance Calculator

For most people, determining how much life insurance one should have is not an easy task. Confronting the subject of death is difficult enough, but add to that the question, “How much is my life worth?” and you now have a subject that most folks would rather avoid. We have looked at many life insurance calculators that have line items for every family expense one can think of and multiply those expenses by an estimated time one would need income to support those expenses. While this is a great exercise, we have found the task to be too time-consuming for most people.This income-replacement approach has been used by many life insurance agents over the years and it’s fairly simple to use.

Life Insurance Calculator
Should a breadwinner die, the financial impact for dependents
is the loss of the breadwinner’s income. The following will calculate
the money needed for a replacement income.
1. Gross Annual Income Required
by dependents:
2. Number of years this income will be required:
3. Estimate the interest rate:
4. Estimate the inflation rate:
The amount of life insurance needed to replace your annual income is:

Latest News

Term Life Insurance vs. Whole Life Insurance
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Deciding which type of life insurance product is right for you can be difficult; regardless of whether you’re considering retaining your current policy or you’re shopping for new coverage, it’s important to note that there are benefits to both term life insurance and whole life insurance. Which is the best … Continue reading Term Life Insurance vs. Whole Life Insurance

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How Family History Affects Your Life Insurance Rates

We all know how a good life insurance policy can positively affect your family—providing stability, financial security, peace of mind, etc. But have you ever considered how this relationship works in reverse? It’s true, while life insurance does wonders for your family, your family might have some not-so-desirable effects on … Continue reading How Family History Affects Your Life Insurance Rates

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Danica Patrick Becomes Spokesperson for National Life Insurance Awareness Month
Danica Patrick Life Insurance

Let’s face it, when people think of life insurance, they usually don’t think of adrenaline pumping, heart-pounding, high-speed excitement. Well, that’s all about to change with the announcement that groundbreaking—and record breaking—racecar driver Danica Patrick will become the new national spokesperson for Life Insurance Awareness Month this coming September.   … Continue reading Danica Patrick Becomes Spokesperson for National Life Insurance Awareness Month

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#200 N. Maryland Ave., Suite 301, Glendale, CA 91206


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