Height and Weight Guidelines
Height and Weight are important factors that life insurance companies use to
help determine your rate class. These are guidelines and may differ among life
insurance companies. The experts at lifeinsure.com know which companies are most
liberal and which companies’ height and weight tables are different than
others.
We can shop the market for you. Start with getting competitive quotes right
here on the lifeinsure.com site and then take advantage of our market knowledge
to get you the best rate. The table below can be used for both male and females.
It is general in nature, but gives a general idea of the allowable maximums for
the best three life insurance rate classes from most companies. (If your weight
exceeds the maximum shown here, use Standard rates in calculating your quotes
to get an idea.)
Remember: Each insurance company is different. Click
here to start with instant term life insurance quotes or return
of premium term life insurance quotes or click
here to contact us so we can shop the market for the best rate for you.
|
| Height
|
Preferred Plus
|
Maximum Weight Preferred
|
Standard
|
|
4'10"
|
137
|
144
|
169
|
|
4'11"
|
141
|
149
|
175
|
|
5'0"
|
145
|
154
|
189
|
|
5'1"
|
149
|
159
|
193
|
|
5'2"
|
153
|
164
|
197
|
|
5'3"
|
158
|
169
|
204
|
|
5'4"
|
162
|
175
|
209
|
|
5'5"
|
166
|
180
|
215
|
|
5'6"
|
170
|
186
|
220
|
|
5'7"
|
176
|
192
|
225
|
|
5'8"
|
182
|
197
|
230
|
|
5'9"
|
188
|
203
|
235
|
|
5'10"
|
193
|
209
|
242
|
|
5'11"
|
199
|
215
|
251
|
|
6'0"
|
205
|
221
|
256
|
|
6'1"
|
211
|
227
|
263
|
|
6'2"
|
216
|
234
|
271
|
|
6'3"
|
222
|
240
|
279
|
|
6'4"
|
227
|
246
|
286
|
|
6'5"
|
233
|
253
|
293
|
|
6'6"
|
238
|
260
|
300
|
|
6'7"
|
243
|
266
|
307
|
|
6'8"
|
249
|
273
|
316
|
|
6'9"
|
254
|
280
|
325
|
|
6'10"
|
260
|
287
|
333
|
|
6'11"
|
265
|
294
|
341
|
|
Height and Weight are important risk factors that insurance
companies use to determine your rate class. This table can be used for both male
and females. Once again they are general in nature, but do represent the generally
allowable maximums. If your weight exceeds the maximum shown here, use Standard
rates in calculating your quote. So we can shop for you and get your best quote
contact us or
quote
for yourself online to get an idea of cost and then click apply now so we
can work on your behalf with leading insurance companies to get you the best rate.
For most amounts of insurance simplified physical exam is required to obtain
most types of life insurance. The physical exam can be completed at your home
or other convenient location. The exam generally takes only about 15-30 minutes
and is conducted by a licensed paramedical or medical doctor. The exam generally
involves a blood and urine specimen, blood pressure reading, height and weight
measurements, and a series of questions regarding your medical history will be
asked. If you have any questions or want to talk about this, please
contact us
and we will provide you with additional information.
**The life insurance rate that you are offered will ultimately
be determined by the insurance company
To learn more, click one of the following:
Term Life Policies
Return of premium
Whole Life Policies
Universal Life Policies
Survivorship Life (Joint and Survivor)
To get a quote for life insurance, click one of the following:
Term life Quote
Return of premium Quote
Whole life Quote
Universal life Quote
Survivorship life Quote (Joint and Survivor)
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