Sample Survivorship Rates

Death Benefit = $1,000,000 (other amounts available)

Age

Preferred Best Non-Tobacco
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Preferred Non-Tobacco


Standard Non-Tobacco

Preferred Tobacco

Standard Tobacco

           

45/45

$3,799

$3,961

$4,717

$6,161

$7,407

55/55

$6,206

$6,452

$7,758

$10,029

$12,866

65/65

$10,543

$10,543

$12,997

$16,645

$21,207

70/70

$13,560

$13,578

$17,527

$21,914

$28,086

75/75

$17,747

$17,747

$22,945

$28,996

$36,331

80/80

$26,514

$26,748

$34,465

$44,403

$54,584

Sample Survivorship Rates are Estimated Premiums

These sample survivorship rates are based on published premiums from A (or higher) rated companies as of 11/11/10. Premiums are based on lifetime annual payments with a guaranteed lifetime death benefit. While we can estimate your health class, final determination is made during the underwriting process. These survivorship rates are for husband and wife of same age and are for illustrative purposes only. These rates may not be available in all states.

 

To learn more, click one of the following:

Term Life Policies
Return of premium
Whole Life Policies
Universal Life Policies
Survivorship Life (Joint and Survivor)

To get a quote for life insurance, click one of the following:

Term life Quote
Return of premium Quote
Whole life Quote
Universal life Quote
Survivorship life Quote (Joint and Survivor)