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Whole Life and Universal Life Insurance

What is Whole Life Insurance?

Whole life and universal life insurance—known as “permanent” life insurance”—truly last a lifetime.  Their premiums are higher than with term life insurance, but they accumulate cash value—a tax-deferred savings account.

Initially, you pay more than the actual cost of the insurance, building up a reserve that earns interest. That reserve helps pay the premiums as you age, and if you surrender the policy, you can keep the cash value. 

Whole life GUARANTEES your premium, cash value, and death benefit.  Some types of universal life insurance also guarantee the premium and death benefit, a guarantee that the policy will, in fact, last for your lifetime. 

For FREE, no obligation quotes on whole life or universal life insurance, simply go to the “Instant Quotes” tab on the LifeInsure.com website… and click on the appropriate link.

 

Watch Other Life Insurance Videos:

Life Insurance – How to Get the Best Rates  watch here

Term Life Insurance – What is it?  watch here

Why Choose LifeInsure.com?   watch here

Life Insurance – How Much do I Need?  watch here

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