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Life Insurance – How Much do I Need?

How Much Life Insurance do I Need?

How much life insurance should you have?      Probably more than you think.      Here are some things to consider:

You really want to leave your family with enough money so they can replace what you earned solely with the interest of the life insurance proceeds.  After all, if they have to spend the principal from your life insurance to live, they’ll eventually run out of money.

Let’s say you earn a hundred thousand dollars a year.  It would take a nest egg of 2-million dollars earning 5 percent interest to replace that hundred thousand dollars every year.  Of course, you may have other assets that can help make up the 2-million.  But figure if you can earn 5 percent… you’ll still need life insurance of twenty times your annual income, minus other liquid assets such as cash, stocks or bonds.

To learn more, visit The Education Center at  And be sure to fill out our online form for your FREE, NO OBLIGATION quote.

Watch Other Life Insurance Videos:

Life Insurance – How to Get the Best Rates  watch here

Term Life Insurance – What is it?  watch here

Whole Life and Universal Life Insurance  watch here

Why Choose   watch here 

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