If you are applying for a life insurance policy, chances are you will have to have a medical exam as part of your application process. The exam typically takes 20-30 minutes to complete. Following some of these simple guidelines prior to exam is key to ensuring accurate results. Not to mention, it may improve your underwriting rating and possibly save you money.
Following these tips can help you attain the most favorable and accurate medical exam results:
If you have experienced one of the following impairments, you should follow these additional guidelines:
URINARY SPECIMEN PROBLEMS (albumin, Red Blood Cells [RBCs], sugar, etc.)
CORONARY, EKG PROBLEMS
Following these tips will ensure a speedy exam and best results. However, if you would prefer to apply for a policy without having a medical exam, there are some options. These types of policies are typically more expensive, but for those who prefer not to get an exam, they present another option.
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