Height and weight guidelines are important factors that life insurance companies use to help determine your rate class. These are guidelines and may differ among life insurance companies. The experts at lifeinsure.com know which companies are most liberal and which companies’ height and weight tables are different than others.
We can shop the market for you. Start with getting competitive quotes at lifeinsure.com and then take advantage of our market knowledge to get you the best rate. The table is general in nature, but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies. (If your weight exceeds the maximum shown here, use Standard rates in calculating your quotes to get an idea.)
Remember: Each insurance company is different. Click here to start with instant term life insurance quotes or return of premium term life insurance quotes or contact us so we can shop the market for the best rate for you.
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Height/Weight Chart |
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|
MALE |
|
FEMALE |
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|
Height |
Preferred |
Pref NT & Pref T |
Standard |
Std |
Std |
Height |
Preferred |
Pref NT & Pref T |
Standard |
Std |
Std |
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|
Feet |
In |
Low |
High |
Low |
High |
Low |
High |
|
|
Feet |
In |
Low |
High |
Low |
High |
Low |
High |
|
|
|
|
4 |
8 |
83 |
126 |
82 |
137 |
81 |
150 |
>150 |
>137 |
4 |
8 |
82 |
123 |
81 |
134 |
80 |
146 |
>146 |
>134 |
|
|
4 |
9 |
85 |
131 |
84 |
142 |
83 |
155 |
>155 |
>142 |
4 |
9 |
84 |
127 |
84 |
139 |
83 |
151 |
>151 |
>139 |
|
|
4 |
10 |
88 |
136 |
87 |
147 |
86 |
160 |
>160 |
>147 |
4 |
10 |
87 |
132 |
86 |
144 |
85 |
156 |
>156 |
>144 |
|
|
4 |
11 |
92 |
141 |
91 |
153 |
90 |
166 |
>166 |
>153 |
4 |
11 |
90 |
137 |
89 |
149 |
88 |
162 |
>162 |
>149 |
|
|
5 |
0 |
96 |
146 |
95 |
158 |
94 |
171 |
>171 |
>158 |
5 |
0 |
92 |
142 |
91 |
154 |
90 |
167 |
>167 |
>154 |
|
|
5 |
1 |
99 |
150 |
98 |
163 |
97 |
177 |
>177 |
>163 |
5 |
1 |
94 |
147 |
93 |
159 |
92 |
172 |
>172 |
>159 |
|
|
5 |
2 |
103 |
155 |
102 |
168 |
101 |
182 |
>182 |
>168 |
5 |
2 |
97 |
151 |
96 |
163 |
95 |
178 |
>178 |
>163 |
|
|
5 |
3 |
107 |
160 |
106 |
173 |
105 |
188 |
>188 |
>173 |
5 |
3 |
99 |
156 |
97 |
168 |
96 |
183 |
>183 |
>168 |
|
|
5 |
4 |
110 |
164 |
109 |
178 |
108 |
193 |
>193 |
>178 |
5 |
4 |
101 |
161 |
100 |
173 |
99 |
188 |
>188 |
>173 |
|
|
5 |
5 |
114 |
169 |
112 |
183 |
111 |
199 |
>199 |
>183 |
5 |
5 |
103 |
165 |
102 |
178 |
101 |
194 |
>194 |
>178 |
|
|
5 |
6 |
117 |
174 |
116 |
188 |
114 |
205 |
>205 |
>188 |
5 |
6 |
106 |
170 |
104 |
183 |
103 |
200 |
>200 |
>183 |
|
|
5 |
7 |
121 |
179 |
119 |
193 |
118 |
211 |
>211 |
>193 |
5 |
7 |
107 |
175 |
106 |
188 |
105 |
205 |
>205 |
>188 |
|
|
5 |
8 |
123 |
184 |
122 |
199 |
120 |
216 |
>216 |
>199 |
5 |
8 |
111 |
180 |
110 |
194 |
108 |
211 |
>211 |
>194 |
|
|
5 |
9 |
128 |
189 |
126 |
204 |
125 |
222 |
>222 |
>204 |
5 |
9 |
114 |
185 |
112 |
199 |
111 |
216 |
>216 |
>199 |
|
|
5 |
10 |
130 |
195 |
129 |
210 |
127 |
228 |
>228 |
>210 |
5 |
10 |
117 |
190 |
116 |
205 |
114 |
222 |
>222 |
>205 |
|
|
5 |
11 |
134 |
200 |
132 |
215 |
131 |
234 |
>234 |
>215 |
5 |
11 |
120 |
195 |
118 |
210 |
117 |
227 |
>227 |
>210 |
|
|
6 |
0 |
137 |
205 |
136 |
221 |
134 |
240 |
>240 |
>221 |
6 |
0 |
122 |
200 |
121 |
216 |
120 |
233 |
>233 |
>216 |
|
|
6 |
1 |
142 |
211 |
140 |
227 |
137 |
246 |
>246 |
>227 |
6 |
1 |
126 |
206 |
124 |
222 |
123 |
239 |
>239 |
>222 |
|
|
6 |
2 |
145 |
217 |
144 |
234 |
142 |
253 |
>253 |
>234 |
6 |
2 |
128 |
211 |
127 |
229 |
126 |
245 |
>245 |
>229 |
|
|
6 |
3 |
149 |
222 |
147 |
240 |
145 |
260 |
>260 |
>240 |
6 |
3 |
132 |
217 |
131 |
235 |
129 |
251 |
>251 |
>235 |
|
|
6 |
4 |
152 |
228 |
151 |
246 |
149 |
266 |
>266 |
>246 |
6 |
4 |
136 |
223 |
134 |
242 |
132 |
258 |
>258 |
>242 |
|
|
6 |
5 |
157 |
234 |
155 |
253 |
153 |
273 |
>273 |
>253 |
6 |
5 |
139 |
229 |
137 |
248 |
136 |
264 |
>264 |
>248 |
|
|
6 |
6 |
161 |
240 |
159 |
260 |
157 |
280 |
>280 |
>260 |
6 |
6 |
143 |
235 |
141 |
255 |
139 |
270 |
>270 |
>255 |
|
|
6 |
7 |
165 |
245 |
164 |
266 |
162 |
287 |
>287 |
>266 |
|
||||||||||
|
6 |
8 |
169 |
250 |
168 |
272 |
167 |
294 |
>294 |
>272 |
|||||||||||
|
6 |
9 |
174 |
255 |
173 |
278 |
172 |
301 |
>301 |
>278 |
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