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Too Late to Buy Life Insurance?
It’s Never too Late to Buy Life Insurance…or is it? Many financial experts advise as to the best time to purchase life insurance. They will often talk of significant life events that lead many folks to consider purchasing a policy … Continue reading
Backing the Hearse up to the Door
There’s an old-school method of selling life insurance called backing the hearse up to the door. Using this method, a life insurance salesman vividly paints a picture of what life would be like if the family’s breadwinner were to die … Continue reading
More from the Life Insurance Buyer’s Guide
Some states require this guide to be included with the application for life insurance. It has so much valuable information in it for consumers that I will be selecting excerpts from it for this and future postings. Today, I will … Continue reading
Our Friends: Ryan and Megan
We hear all sorts of real-life stories concerning how people have been affected by having or not having life insurance. In the following story, Ryan and Megan are fictional characters made up of a composite of several of these stories. … Continue reading
Will your assets be enough?
If you are like most Americans, your net worth has probably taken a big hit in the last eighteen months. With some stock portfolios down 50% and home prices falling faster than the Federal Government can produce new schemes to … Continue reading
Take Two Aspirin and Call me in the Morning
How often do you disregard your doctor’s advice? Go for this test, get this prescription filled, you should have that looked at, etc. I have to admit that there are several times I have ignored my physician’s advice, rightly or … Continue reading
Life Insurance to fit your stage of life
According to the Life and Health Insurance Foundation for Education (LIFE), life insurance should be considered at every stage of life – single, young family, established family and pre-retiree/retiree. Here is what they recommend for each stage of life: Single … Continue reading
Why You Should Purchase Life Insurance
Most people buy life insurance because they care deeply about another person or people and they want to make sure the loved ones left behind are taken care of financially. When you die, there will be an emotional loss felt … Continue reading
Whole life insurance, term life insurance, universal life insurance which way to go?
I’d like to give a simple answer to which kind of life insurance is right for you but, unfortunately, there isn’t one answer that fits all. There is one thing that is universally true (no pun intended) regarding life insurance: … Continue reading
Life insurance for families with a child or children with special needs
If you are a parent of a child with special needs I’m sure you’re aware of many of the different resources available. We like the website The Special Needs Network which may be of help. Also, to learn more about … Continue reading




