Survivorship Life Insurance Protects Special-Needs Dependents

Do you have a loved one who is dependent on you or your spouse for care? In many cases, special-needs children and adults are completely dependent on one or both parents to provide ongoing assistance with the activities of daily … Continue reading

Posted in estate planning, Life Insurance Blog, survivorship life insurance | Tagged , , , |

Survivorship Life Insurance and Special Needs Children

Everyone has thought about what will happen when they pass away. What will happen to our savings? What will happen to our homes? What will happen to our families? No one wants to leave their loved ones with unpaid debts … Continue reading

Posted in Life Insurance Blog, special needs children, survivorship life insurance | Tagged , , , |

Estate planning and life insurance

Let’s start with a definition of estate planning:  Estate planning includes the steps to set up what you or you and your spouse do with your assets after death. Proper estate planning includes steps to minimize legal and financial problems, … Continue reading

Posted in estate planning, Life Insurance Blog, survivorship life insurance | Tagged , , |

What is survivorship life insurance and how do you use it?

Survivorship life insurance, also known as joint and survivor life insurance or second to die life insurance is a special type of insurance that covers two people, usually man and wife, and pays the benefit after both have died. In … Continue reading

Posted in estate planning, joint survivor life insurance, Life Insurance Blog, survivorship life insurance |