Surviving the Fourth of July

The Fourth of July weekend is traditionally a weekend of fun, family, fireworks and, unfortunately, a higher number of  fatalities than any other weekend period.   As a life insurance agent, I prefer my clients to outlive their policies.  Therefore, I … Continue reading

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One in Five U.S. Life Insurance Polcies Sold Through Direct Marketing

According to a new joint project conducted by LIMRA (Life Insurance Marketing and Research Association) and LIDMA (Life Insurance Direct Marketing Association), sales through direct channels represented more than 20% of the life insurance policies sold and about 5% of … Continue reading

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What Is A Rider?

In insurance a rider is a supplemental agreement attached to and made part of a policy, usually to expand the coverage of the policy. Typically these riders require additional premium to be paid These are the most common riders that … Continue reading

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The Life Insurance Gap

According to a recent survey conducted by the research firm of Mathew Greenwald & Associates, many American breadwinners have less than half the life insurance protection they need to adequately protect their families in the event of death. According to … Continue reading

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Men Have More Life Insurance than Women

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New Survey – The Fears of Americans Do Not Match Their Insurance

A recent survey by JWT (formerly J. Walter Thompson), a major, national advertising agency found that Americans are more concerned about life and death and related issues, reported by The National Underwriter. Here are some of the results: 79% of … Continue reading

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