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The Fundamentals of Life Insurance
Life insurance is unique among financial instruments. It is one of, if not the only financial instrument that is based on caring and love. Even though there can be personal advantages to having life insurance, the real impetus is love … Continue reading
Lifetime Term Life Insurance
Term life insurance typically comes in 10, 15, 20, 25 and 30 year terms. The term is the length of time the policy will be in effect. At the end of the term, you can either renew the policy on … Continue reading
Life Insurance and Insurable Interest
When a client is deciding on who to name as beneficiaries of their life insurance policy, the topic of insurable interest often comes up, Insurable Interest can be defined as: The interest arising when one person has a reasonable expectation … Continue reading
Beware of the Black Hats
Anybody who has grown up watching western movies and TV shows know that the good guys wear white hats and the bad guys wear black ones. Why would I be writing about hat colors on a website dedicated to life … Continue reading
Life Insurance Quotes the Easy Way
Sometimes I will do a Google (or Bing) search for life insurance quotes to get a feel for what consumers have to go through in order to get quotes. Each time I do so, I am disheartened by what I … Continue reading
I Love LifeInsure.com
There are many ways to show your appreciation for great service. As the President of LifeInsure.com, I have received lots of letters and emails complimenting our staff on the excellent service they provided. Conversely, when a client receives service that … Continue reading
Life Insurance or Death Insurance?
Having been in the life insurance business for as long as I have, I have often wondered why it is called life insurance rather than death insurance. After all, you can purchase Accidental Death insurance, you can buy Accidental Death … Continue reading
Life Insurance Quotes – How Accurate are They?
Your life insurance premiums are derived by estimating your risk of dying. Insurance companies use specific health criteria in order to place you in a risk category or health class, as it’s commonly called. There aren’t industry-wide labels for these … Continue reading
Show Her you Love Her with a Life Insurance Policy
During my visit to local Rite-Aid, I had to walk through aisles of Valentine’s Day cards and candy to get to the pharmacy counter. It’s been like this for weeks but this time it seemed like they added more aisles … Continue reading
Our Life Insurance Glossary Helps Clear up Confusion
A life insurance glossary can help you gain a better understanding of the subject. I will be the first to admit that life insurance is not a sexy subject. I don’t dare bring it up at parties, as the few … Continue reading