It’s true that insurance companies charge more for life insurance for cigarette smokers than for non-smokers, but you still can search the market and get the best rates possible on the. If you do quit cigarette smoking later and remain in good health, you can either reapply with the life insurance company you get or get a new life insurance policy at non-smoking rates. Call us (toll free 866 691 0100) so we can assist you with direction on which way to go to make sure you get life insurance with great prices and to keep your options open.
Life Insurance for Cigarette Smokers, Cigar Smokers and Chewing Tobacco
If you smoke cigars or chew tobacco, some life insurance companies will charge the same as if you smoke cigarettes, some lower. We know which insurance companies differentiate and charge lower for cigar smokers and also which ones are lower if you chew tobacco and don’t smoke. The prices shown on LifeInsure.com for tobacco use don’t reflect this. Your situation may require custom life insurance quotes which we would be glad to do for you. Contact us for those custom quotes and describe your tobacco use and we’ll work those quotes up for you.