Uncertain Times for Estate Planning

Unless Congress gives us a last minute reprieve, the Federal Estate Tax will revert to the rates in effect on January 1, 2001.  This means that any estate greater than $1,000,000 will be taxable at 41%, while estates worth more … Continue reading

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What is survivorship life insurance and how do you use it?

Survivorship life insurance, also known as joint and survivor life insurance or second to die life insurance is a special type of insurance that covers two people, usually man and wife, and pays the benefit after both have died. In … Continue reading

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