While more insights are needed, it is becoming increasingly apparent that happiness is also correlated with improved health. Because doing something "good" generally tends to make a person happy, it is believed that engaging in activities that benefit others can make someone actually feel better physically and emotionally. 

Sonja Lyubomirsky, a psychology professor from the University of California, Riverside, recently conducted an experiment involving good deeds. She told HealthDay News in an interview that her findings could have implications for future medical treatment, especially for those with chronic illnesses.

"People who engage in kind acts become happier over time," Lyubomirsky told the source. "When you are kind to others, you feel good as a person – more moral, optimistic, and positive."

In a report on the topic, The Huffington Post noted that some researchers have identified a specific hormone, known as oxytocin, that is released following a good deed. Oxytocin, in addition to producing a positive emotional response, dilates blood vessels and promotes better flow, thereby reducing blood pressure. 

Some folks may want to consider finding ways to increase their happiness levels, as it seems that this emotion can have a very real health impact. This could help people both improve their medical conditions while also bettering their chances of obtaining a more affordable life insurance policy, which is an important protective measure to have later in life.

You can learn more about important medical advances, as well as access quotes on low cost life insurance policies, by continuing to explore our site. 

Original article: Are good deeds beneficial for your health?

©2013 LifeInsure.com. All Rights Reserved.

According to the Carnegie Mellon University research project, which was published in the academic journal Psychology and Aging, a group of roughly 1,100 American adults between the ages of 51 to 91 were tracked during a four-year period. All of them were experiencing normal levels of blood pressure at the beginning of the study in 2006, and investigators wanted to see how environmental influences may impact blood pressure.

In a unique finding, researchers noted that participants who engaged in an average of 200 hours of community service within a year were 40 percent more likely to report normalized blood pressure, compared to others who contributed to the initiative. While the actual activity proved to be inconsequential, it was the actual amount of volunteering that made a difference.

Rodlescia Sneed, a doctoral student at Carnegie Mellon, said in a press release from the university that the findings add to the body of knowledge that more than just medical factors have a role to play in bodily health.

"Every day, we are learning more about how negative lifestyle factors like poor diet and lack of exercise increase hypertension risk," lead author Rodlescia Sneed, a Ph.D. candidate in psychology at Carnegie Mellon University, said in a university news release.

"Here, we wanted to determine if a positive lifestyle factor like volunteer work could actually reduce disease risk," Sneed commented. "And, the results give older adults an example of something that they can actively do to remain healthy and age successfully."

While more investigation is needed to confirm these findings, it clear that older folks need to do all they can to improve their health. Not only will this help them live longer, but it could enable them to purchase life insurance policies that cost significantly less. 

Those who wish to learn more should explore our website to access life insurance quotes, learn about term life insurance and universal life insurance and answer any questions they may have. 

Original article: Volunteering may be good for health

©2013 LifeInsure.com. All Rights Reserved.

To answer this issue, we'll look at term life insurance as an example. A term life insurance policy provides financial protection for your family in the event of your death for a pre-set period of time, ranging from a year to an average of 20. 

According to Fox Business, there are several times during a person's life when they might want to consider term life insurance. Kayleigh Kulp wrote in an article for the website last month that this type of policy is beneficial because it affords the buyer a greater degree of customization, especially as they get older.

"Life insurance is a crucial part of financial planning no matter your stage of life. An up-to-date, sensible policy can keep your family from financial disaster if you die, but deciding which type is best for your life situation can be tricky," Kulp stated.

Opting to buy one before the age of 50 is recommended, as folks typically benefit from better health and may be eligible for more competitive rates. Depending on the form of term life insurance you buy, you might still be able to take advantage of years of coverage without having to break the bank.

Evaluating your own needs and those of your family is the best way to determine when you should buy a life insurance policy. You can learn more by exploring our website and receiving a term life insurance quote to see which option is best for you.

Original article: When should I buy term life insurance?

©2013 LifeInsure.com. All Rights Reserved.

Falling into both the unselfish and selfish categories, we (the employees of LifeInsure.com), befitting  of the Southern California stereotype, are truly interested in anything having to do with health, exercise and nutrition.  We actually like these subjects and enjoy reading and writing about them.  We also like sharing (and admittedly, sometimes preaching) this information with health-minded people, as well as those who know they need to make some changes in their live.

As life insurance brokers, we speak to a lot of folks on a daily basis.  As would be expected when dealing with a large cross-section of the population, we run into folks that fit into every imaginable health profile, from the super-healthy to those who have been far less fortunate in regard to their health.  As life insurance rates are a reflection of one’s health, less-than-perfect health usually means higher premiums.   If any of our articles inspires someone to improve his/her health and, in so doing, lowers rates fora  life insurance policy, the results are compounded, which we enjoy too (both unselfishly and selfishly if it helped to make a sale).

While we also enjoy writing about life insurance topics, these articles are geared mainly toward those who are in the market for a policy.   These new topics can appeal to anyone who has even a fleeting interest in health and lifestyle, so now we can reach a broader audience with our blog.  Unselfishly, we are disseminating good information about health and lifestyle.  Selfishly, we might reach more people who know they need life insurance but haven’t gotten around to doing anything about it and, in looking around our website, decide to purchase a policy (from us of course).

Original article: Insure your Life

©2013 LifeInsure.com. All Rights Reserved.

While treatments are available to combat this issue, the reality is sleep apnea may lead to an increased risk of complications including sudden cardiac death. A new study, conducted at Midwest Heart Specialists-Advocate Medical Group, a care association located in Illinois, suggests that folks who suffer from these stoppages in breathing may need to seek out care in order to assess their situation.

The long-term research project, which involved 10,000 men and women, showed that those who suffered from sleep apnea were far more likely to experience low levels of oxygen in their blood. Those who showed chronic levels of low oxygen saturation, as this condition is called, were more likely to have died from sudden cardiac arrest during the course of the study.

"The presence and severity of sleep apnea are associated with a significantly increased risk of sudden cardiac death," Dr. Apoor Gami, the initiative's lead investigator, said in a statement. "That was the first direct link [found] between sudden cardiac death and sleep apnea."

If you suspect that you suffer from sleep apnea or another chronic disorder, it's vital that you seek out medical attention to determine a course of treatment. Maintaining a healthier lifestyle is vitally important, especially later in life. Not only does this help you live longer, but you could benefit from lower life insurance rates as well. Investigate our website further to access life insurance quotes and additional information regarding these useful policies. 

Original article: Sleep apnea may expose individuals to sudden death risk

©2013 LifeInsure.com. All Rights Reserved.

Researchers involved with the process say that the results, if clarified by later examination, could indicate the need for more advanced care for heart patients at risk of cognitive decay. Diseases such as Alzheimer’s and other forms of dementia have been connected to lower blood pressure in the past, but this is one of the first times that a clinical study has established a relationship between the two.

“Our data might suggest that patients with cardiovascular disease represent a subgroup within the general population in whom low diastolic blood pressure might be harmful,” Dr. Majon Muller, a Dutch scientist who was involved with the project, said in a statement. “Our findings could imply that blood pressure lowering is beneficial in patients with higher blood pressure levels, but one should be cautious with further blood pressure lowering in patients who already have low diastolic blood pressure.”

Many Americans, especially older individuals, suffer from some kind of blood pressure-related health problem. As these issues are usually chronic in nature, life-long treatment and careful preparation for the future are needed. This may include purchasing a life insurance policy, such as a term life insurance policy that could cover times when long-term heart treatments become necessary.

Those interested should continue to explore our website for a professional term life insurance comparison to see which policy is the right choice. 

Original article: Heart patients with low blood pressure at risk of brain issues, study finds

©2013 LifeInsure.com. All Rights Reserved.

While getting consistently bad sleep is an indicator of potential heart problems later in life, the UCSF initiative found that a lack of quality sleep on a regular basis can significantly increase the risk of heart disease for older women. During the study, roughly 700 men and women with coronary heart disease were observed over a five-year period. Women – especially those who had already undergone menopause – suffered from decreased sleep comfort and, as a result, showed signs of internal inflammation around the heart. 

“Inflammation is a well-known predictor of cardiovascular health,” Aric Prather, the lead author and faculty member at UCSF, said in a press release statement. “Now we have evidence that poor sleep appears to play a bigger role than we had previously thought in driving long-term increases in inflammation levels and may contribute to the negative consequences often associated with poor sleep.” 

These developments suggest that older Americans, especially those at risk of heart disease, should take extra precautions if they think they may be suffering from sleep issues. The findings also highlight the need for older folks to prepare for the worst, which involves establishing a means of financial protection for their loved ones, such as a life insurance policy. Those who wish to learn more should look into online life insurance quotes to see which policy is right for them. 

Original article: Women who sleep poorly may face heart disease risks

©2013 LifeInsure.com. All Rights Reserved.

According to WebMD, an online medical resource, men who receive surgery or post-operative care are more likely to be diagnosed with a medical care-related infection following treatment. Ben Cohen, the chief investigator and program director for the Center for Interdisciplinary Research to Prevent Infections at Columbia University School of Nursing, said in a statement that the results can help better prepare patients for the risks of surgical care and inform doctors about avoiding infections as treatment progresses. 

“By understanding the factors that put patients at risk for infections, clinicians may be able to design targeted prevention and surveillance strategies to improve infection rates and outcomes,” Cohen was quoted as saying in a press release. ”In addition to using enhanced infection risk profiles to improve infection rates, it may be sensible to conduct specialized preoperative skin decontamination procedures and postoperative wound care for men to further reduce the risk of infection.”

This particular study is noteworthy because medical experts have not always been clear as to how hospital infection may differ between gender groups. It’s also a pressing issue for older Americans who could become sick and pass away with little warning.

To prepare against this kind of financial uncertainty, families may want to consider life insurance as a way to keep their loved ones economically secure. Those interested should investigate our site further and look into online life insurance quotes to see which policies are a good fit based on their particular needs. 

Original article: Men face higher risk of health care-related infection than women

©2013 LifeInsure.com. All Rights Reserved.

The investigation, conducted by Christina Hugenschmidt, a geriatric care specialist at Wake Forest Baptist Health in North Carolina, suggested that those who suffer from a cardiovascular condition may face a greater risk of cognitive degeneration. Disorders such as Alzheimer's and general dementia produce life-threatening symptoms that are difficult to manage. In a press release, Hugenschmidt postulated that maintaining a high standard of cardiovascular health could be hugely beneficial.

"One possibility is that your brain requires a really steady blood flow and it's possible that the cardiovascular disease that accompanies diabetes might be the main driver behind the cognitive deficits that we see," she said in a statement, according to MedicalXpress, an online industry news source.

What does this mean for the average person? Finding the time to exercise and committing to a heart-healthy diet may reduce a person's risk of suffering from a cardiovascular condition. In turn, if the research is corroborated in future investigations, folks may face a lower chance of developing a type of brain disease as well.

In addition to these efforts, it also makes sense for a person to protect their loved ones financially should they pass away. A life insurance policy is a cost-effective way to provide economic safeguards for families in their time of need, and those interested should look into online life insurance quotes today to see which policy is right for them. 

Original article: Medical experts cite relationship between healthy brains and hearts

©2013 LifeInsure.com. All Rights Reserved.

But what about life insurance? This useful protective policy is a mainstay for older Americans, especially those who have families and are approaching retirement. A life insurance policy is a helpful method for a person to protect their loved ones in the event that they pass away, as it ensures that those in need are financially cared for during a difficult transition. Yet for younger people, opting to buy such a policy may not seem necessary.

In today's article, we'll try to unpack this issue more deeply and explore life insurance for younger adults—how it works and why these individuals may actually want to give a life insurance policy some thought.

A policy that's there when you need it most

As we've explored previously on this blog, a life insurance policy is designed to make up for the lost income and economic security provided by an important family member. For example, if a husband dies, his wife would receive the death benefit and could use that money to pay off the mortgage, settle debt accounts and set up retirement and education funds for the future. All in all, these efforts are aimed at establishing financial stability during a tough time.

Because of the family-oriented nature of many life insurance purchases, young adults—some of whom are starting families of their own—may want to consider a life insurance policy as an investment in their household security. Because many of today's recent graduates are adjusting to their new lifestyles, having an extra form of protection may be worthwhile in an uncertain economic climate. In the event that something happens and a younger person's spouse is left with a mountain of bills, having a policy in place that provides comprehensive protection is something worth investing in.

Exploring the options

There are several types of life insurance policies available in today's market, but figuring out which one is most beneficial may be a tough choice to make. Some young adults may prefer to opt for a term life insurance policy, which provides a financial safeguard for a fixed duration of time. The advantage here is that folks can protect themselves for a certain period at a reduced cost while they advance in their careers and generate more income. 

On the other hand, a longer-lasting whole life insurance policy may provide increased security when it's most needed. With so much economic uncertainty these days, having the knowledge that their family is protected may prove to be hugely beneficial in the long run. 

Emily Lambert, a life insurance expert writing for Forbes, said that young adults should carefully weigh what they think could be their future financial requirements.

"Estimate what your survivors would need to cover future bills, including a mortgage and the rapidly rising cost of college," she wrote. "Then subtract your spouse's expected earnings, plus death benefits your family would receive from group life insurance policies, Social Security and other sources."

Reaching out today to learn more

With so many options in today's life insurance market, it's never too late to explore what's available. Contact us today to find out about the different types of policies, access online life insurance quotes and more! 

Original article: Should young adults purchase life insurance?

©2013 LifeInsure.com. All Rights Reserved.