Life Insurance as Selfless Giving

I was inspired by a segment of 60 Minutes I watched this past Sunday.  The story was about the people in Wilmington, Ohio, who are in the grip of a brutal series of layoffs at DHL, the shipping company.  Before … Continue reading

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The Party’s (almost) Over

Term life insurance premiums have been at historic lows for the past several years. Unfortunately, the recent credit crunch is having an effect on life insurance premiums, according to Bob Barney, president of Compulife Software, Inc., a company that manufactures … Continue reading

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Our Friends: Ryan and Megan

Megan and Ryan Collins are fictional characters created from stories we have heard from clients over the many years in the insurance business. This is one of those stories: When their first child, Emily, was born, Megan and Ryan Collins … Continue reading

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Our Friends: Ryan and Megan

We hear all sorts of real-life stories concerning how people have been affected by having or not having life insurance. In the following story, Ryan and Megan are fictional characters made up of a composite of several of these stories. … Continue reading

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Will your assets be enough?

If you are like most Americans, your net worth has probably taken a big hit in the last eighteen months. With some stock portfolios down 50% and home prices falling faster than the Federal Government can produce new schemes to … Continue reading

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Life Insurance to fit your stage of life

According to the Life and Health Insurance Foundation for Education (LIFE), life insurance should be considered at every stage of life – single, young family, established family and pre-retiree/retiree. Here is what they recommend for each stage of life: Single … Continue reading

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Losing your Home

While driving to work this morning, I was listening to an interview with a debt relief specialist on the radio. The specialist was taking calls from the listening audience and, naturally, most of the callers had horror stories about losing … Continue reading

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A Recipe for Disaster

During an economic downturn, many families look for ways to reduce or cut expenses. Perhaps your daily latte is the first victim of your budget cutting. Maybe you’ll start carpooling more and renting videos instead of going out to the … Continue reading

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