Monthly Archives: August 2010

Choosing the Right Policy for You

When purchasing life insurance, you are often presented with the choice of term or permanent insurance.  The choices for term life insurance policies are typically 10, 15, 20, 25 or 30 years.  Choices for permanent insurance are usually whole life … Continue reading

Posted in Life Insurance Blog, term life insurance, whole life insurance | Tagged , , , , , , |

Texting While Driving – 23 times more likely to meet with an accident

I was driving home on the freeway last night and noticed a car in front of me slowing down and then speeding up and weaving out of the lane markers.  I thought for sure that this person was drunk or … Continue reading

Posted in death, life insurance, Life Insurance Blog | Tagged , , , |

Why is Personal Information Necessary for a Life Insurance Quote?

Does a website need your personal contact information in order to provide you with a life insurance quote?  The answer is simple – they don’t need it to quote.  Granted, if you are applying for a policy or requesting an … Continue reading

Posted in Life Insurance Blog, life insurance broker, life insurance quotes online | Tagged , , , , , , |

Steven Slater – Hero…Seriously?

Steven Slater, the Jet Blue flight attendant who recently had a melt-down aboard a flight is being touted as a “workingman’s hero” by many Bloggers and in traditional media outlets.  There’s even a Facebook page for his fans. Let me … Continue reading

Posted in life insurance, Life Insurance Blog, life insurance broker | Tagged , , , |

Private Mortgage Insurance (PMI) or Mortgage Protection Insurance?

We get a lot of calls from people asking for “mortgage insurance.”  Very often, they are looking for private mortgage insurance (PMI) as they have been required to purchase this protection by their mortgage lender.  Most lenders require the borrower … Continue reading

Posted in Life Insurance Blog, mortgage insurance, term life insurance | Tagged , , , , , , |

Backing the Hearse up to the Door

There’s an old-school method of selling life insurance called backing the hearse up to the door. Using this method, a life insurance salesman vividly paints a picture of what life would be like if the family’s breadwinner were to die … Continue reading

Posted in business life insurance, life insurance, Life Insurance Blog | Tagged , , , , |