Monthly Archives: October 2005

The Insurance Information Institute reported in October that rates for individual term life insurance and permanent life insurance (whole life and universal life) will likely drop by three percent in 2006 This is because people are living longer (what the … Continue reading →

Insurance companies are given for financial strength ratings as are most financial institutions and many financial instruments such as bonds. What do these ratings measure? Their relative ability to meet their financial obligations. What should you use these ratings for? … Continue reading →

Just over half of employees that have had what is called a “major life change” in the last 18 months believe that they have enough life insurance as reported by The National Underwriter. This research was reported Sept. 30, 2005 … Continue reading →