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Monthly Archives: July 2005
Life Insurance for Cigarette Smokers
It’s true that insurance companies charge more for life insurance for cigarette smokers than for non-smokers, but you still can search the market and get the best rates possible on the. If you do quit cigarette smoking later and remain … Continue reading
Universal life insurance with “catch up” provisions
On the lifeinsure.com site there is an article describing universal life with secondary guarantees. These secondary guarantees overcome one of the main objections to universal life insurance policies which is that the policy could lapse or need additional premiums if … Continue reading
Can you get life insurance if you have a medical problem?
If you have a medical problem or an adverse medical history, can you get life insurance and at what price? The answer is – usually. If it’s a very serious medical difficulty which is recent then it becomes more problematic … Continue reading
Personal
I hope that you’ve found this blog helpful and I’ll continue to add information that makes life insurance more understandable for you. On another, unrelated subject, I wanted to chime in on the Tom Cruise discussion. I think he’s been … Continue reading
The First Requirement to getting Life Insurance
The first requirement to getting life insurance is caring about someone else. It has been said that life insurance is an unselfish act. One sends money to a life insurance company and does it so that in the event or … Continue reading
Return of Premium Life Insurance – How do they do it?
We’re often asked how can an insurance company guarantee to give you back all the money you paid for the policy at the end of the term period (15, 20 0r 30 years) on a return of premium life insurance … Continue reading
Great article about searching for term life insurance online
If you’re looking for term life insurance on the web, follow this link to a great new article on about.com that can help you wade through the massive overload of information on this subject. The article explains the difference among … Continue reading