I just wanted to take a moment to share why I went with LifeInsure.com when there are hundreds on the Internet to choose from. My dad passed away recently and it got me thinking as I have a 13 year old. I filled out forms with about 6 websites that said that they gave instant quotes and then after I sent them all my information, they wanted to contact me by phone to give me the instant quote (I didn't put my real number on the forms). Every one of them mislead me! Now they send me emails constantly but of course, never with any pricing. I thought that was bogus advertising and I don't feel like submitting to a "hard sell" or getting phone calls every day to follow up with me.
I ran across LifeInsure.com, which advertised "truly instant" life quotes and after filling out a very brief form, had pricing from dozens of companies to choose from, in order of the lowest price. The site was extremely easy to add or subtract years or the amount of insurance (found it strange $200,000 cost less than $150,000 for the same number of years). I don't know why every website doesn't do it this way!
Thanks for doing what the advertisement said you would and for keeping it so simple!
D.G., Kentwood, MI
Lifeinsure.com provided me with clear concise details about the policies I was considering. Through this site I learned about ROP term insurance and within a month or so, I had a very strong policy with an A++ rated Insurance provider. While there are many online vehicles through which one can research and acquire insurance, LifeInsure.com provides an easy, user friendly format, making the process simple and fool proof from the first step to the last. The customer service is excellent!
- CGB, Denver, CO
Earlier this year I put out a query on the internet, as a last resort, looking for another quote on universal life insurance. I am in my earlier sixties and in good health, but my local independent agent, from which I had purchased other policies, had scoured its offerings and come up with premiums which were not as affordable as I needed.
Lifeinsure.com was the only source that replied. To my most pleasant surprise, the entire process- from presentation of premium projections, the application and physical examination, persistent advocacy with the underwriter, to policy issuance- was handled superbly, and you found me real savings. Although you are located across the country, the experience was no different than if I had walked across the street to your office.
- MJN, Ambler, PA
At LifeInsure.com, our goal is to provide you with quotes for life insurance from highly-rated insurance companies from our easy-to-use online quote engine. You can access the insurance industry database of term life insurance quotes and universal life quotes without having to leave the comfort of your home or workplace.
You can learn about and obtain instant quotes for term, return of premium term and universal life insurance without speaking to an agent. You can also get quotes and learn about other types of coverage such as whole life and survivorship (second-to-die insurance)
Access our database of quotes without first having to enter your personal information. We don't ask for your name or contact information in order to display life insurance quotes for you. Only when you decide to apply for one of the policies shown in the quotes comparison will we ask for this information, as required as part of the life insurance application process.
You can anonymously access our term life insurance quotes engine without having to worry about who has your personal information and what are they going to do with it when you leave the website. We believe you are searching for insurance quotes online because you want to make this important decision in the comfort of your own home without any sales pressure. If you are leaving your name, phone numbers and email address on a website in order to get instant quotes, it is inevitable that you will be receiving one or several sales calls. At LifeInsure.com, your privacy is important to us. That is why we don't require your contact information in order to get quotes. However, if you do want a live person to speak to, our licensed agents are available to answer your questions.
Life insurance quotes are basically predictions as to how the insurance companies will rate you upon completion of the underwriting process. While they can never be guaranteed, the most accurate quotes will be those that incorporate certain health factors used by the insurance companies. With the help of our Health Analyzer, your quotes will be based on specific underwriting guidelines used by the insurance companies. Factors such as your height/weight ratio, tobacco use, blood pressure, cholesterol levels, driving record and family health history, to name a few will help in calculating a quote for you that is most likely to be the closest to the actual rate offered by the insurance company upon completion of underwriting.
If your term life insurance quotes are not based on this information, it is more likely that the final rate from the insurance company will be significantly higher than your initial quote. While no quote can be guaranteed, beware of companies that issue quotes without asking these specific health questions.
While we do represent many highly-rated insurance companies, such as John Hancock Life, Mutual of Omaha, ING and Lincoln Benefit Life, to name a few, we are independent brokers and, as such, we will always strive to do what's best for our clients. That means helping our clients select the right insurance policy from the insurance company that best suits them. We are not beholden to any one company and will never steer a client to a particular company to meet a sales quota or earn extra commissions or bonuses. First and foremost, we will always do what's best for you, the consumer.
While term insurance is a great fit for most people, there are other insurance products that might be more appropriate for some people. That is why, in addition to term life insurance, we also offer return of premium (ROP) term insurance universal life (instant quotes available for these) and whole life. For families with special-needs children or those with estate planning needs, we offer survivorship/joint survivor (or second-to-die) insurance.